The Benefits of Leasing, Loan Financing at Mitchell Volvo Cars of Simsbury

For some in the West Hartford, CT, area, there might be some confusion as to leasing or loan financing a new 2021 Volvo luxury sedan, SUV or wagon.

Given any deal will comprise thousands of dollars, it behooves the client to gain insight and knowledge regarding the options in-play and finance tools to use. A knowledgeable consumer is a smart, Hartford Volvo shopper.

Should I Purchase or Lease My New Volvo?

When considering a new Volvo luxury sedan, SUV or wagon, there's the tailored option to purchase or lease. Both choices have their inherent benefits, while specifically satisfying the needs of certain clients.

As we are well aware, each client has their challenges, and all the variables contributing. Add a luxury Volvo XC90 SUV to whet your appetite, and things are made slightly more urgent.

Volvo Cars is a brand whose safety hallmarks and traditional Scandinavian appeal sell themselves. When you purchase or lease, the entire Volvo Cars brand is at your disposal from the very beginning to renewed choice in Volvo luxury and sheer performance with every new model developed.

Here's a breakdown of each option toward Volvo acquisition:

Loan Financing - Purchasing

The loan financing of a new Volvo sedan, SUV or wagon might be the way to go if your credit is stellar. There's your professional achievements to weigh as well as family commitments. Here, Volvo luxury satisfies and accentuates all. Your crowning reward.

When financing with perfect credit, you may be afforded a reduced down payment and a lessened Annual Percentage Rate (APR) over the course of your financing loan. There's the confidence you're paying down toward a Volvo sedan, SUV or wagon known for lasting qualities and attributes.

As well, when loan financing, you're not beholden to lease-agreement terms such as limitations on yearly accrued mileage and all the fees that accompany many lease agreements.

Simply access the Mitchell Volvo Cars of Simsbury's online Finance Application, and get started on credit approval from your Farmington home.


For clients with known credit-history blemishes, some lending institutions look more favorably toward a lease. Though, whatever your credit situation, a lease can be more desirable if a commute is short and you drive less in general.

As well, there's a lowered monthly payment with leasing, and Mitchell Volvo Cars of Simsbury is quick to convey lease specials on certain Volvo models. Act fast enough, and a ripened lease deal on a Volvo XC40 Recharge Pure-Electric SUV is all yours.

Most of all, when your lease agreement nears its end, you have options to choose:

  • Simply return the leased Volvo Plug-In Hybrid, and walk away.
  • Purchase the leased Volvo S60 given its pleasurable, worn-in appeal.
  • Or, lease another new Volvo V90.

In all, consider leasing an upgrade to a new Volvo every three years. No questions asked. The choice yours.

What's Mitchell Volvo Cars of Simsbury's 'Payment Calculator' Finance Tool?

The "Payment Calculator" is a convenient tool in gauging what you'll be able to afford.

Upon entering information as to asking price of desired Volvo, amount of down payment, monthly terms and selecting for APR, a monthly payment will be instantly calculated. This provides a rough idea as to affordability.

Can I Trade My Current Vehicle for a New Volvo?

Surely. And with the Mitchell Market Assurance, your current vehicle will be evaluated and appraised in concert with market averages. Access the "Valuing Your Trade-In" form and begin the process.

Mitchell Volvo Cars of Simsbury, Your Connecticut Lease, Purchase Spot for Volvo Luxury

When you're ready, visit our local Simsbury dealership to learn more about your lease or loan options toward Volvo luxury.

Make an Inquiry

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Mitchell Volvo Cars of Simsbury

384 Hopmeadow St.
Directions Simsbury, CT 06070

  • Sales: 860-408-6000
  • Service: 860-408-6080
  • Parts: 860-408-6090


  • Monday 9:00 AM - 6:00 PM
  • Tuesday 9:00 AM - 6:00 PM
  • Wednesday 9:00 AM - 6:00 PM
  • Thursday 9:00 AM - 6:00 PM
  • Friday 9:00 AM - 6:00 PM
  • Saturday 8:30 AM - 5:00 PM
  • Sunday Closed